Indian Overseas Bank Kavindapadi Branch IFSC Code: IOBA0000198
Branch Code: 000198 | KAVINDAPADY, KAVINDAPADY, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kavindapadi branch in KAVINDAPADY, Tamil Nadu is IOBA0000198. The MICR code for cheque clearance is 638020024.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KAVINDAPADI
- MICR Code
- City / District
- KAVINDAPADY (KAVINDAPADY)
- State
- Tamil Nadu
- Postal Pincode
- 638455
711,ERODE RD,KAVINDAPADI, 638455, Pincode: 638455
How to Read IFSC Code: IOBA0000198
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000198)
Which bank does IFSC Code IOBA0000198 belong to?
IFSC Code IOBA0000198 belongs to Indian Overseas Bank for its KAVINDAPADI branch, located in KAVINDAPADY, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KAVINDAPADI branch?
The IFSC Code for Indian Overseas Bank KAVINDAPADI branch in KAVINDAPADY, Tamil Nadu is IOBA0000198. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KAVINDAPADI branch?
The branch is located at: 711,ERODE RD,KAVINDAPADI, 638455, Pincode: 638455, KAVINDAPADY, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank KAVINDAPADI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KAVINDAPADI is 638020024.
How can I contact Indian Overseas Bank KAVINDAPADI branch?
You can contact the branch at: Phone: +914256240448. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000198?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000198' represent the specific KAVINDAPADI branch code.
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