Indian Overseas Bank Varandrapalli Branch IFSC Code: IOBA0000218
Branch Code: 000218 | VARANDRAPALLY, VARANDRAPALLY, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Varandrapalli branch in VARANDRAPALLY, KERALA is IOBA0000218. The MICR code for cheque clearance is 680020005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- VARANDRAPALLI
- MICR Code
- City / District
- VARANDRAPALLY (VARANDRAPALLY)
- State
- KERALA
- Postal Pincode
- 680303
18 BY 846 THOMSON CENTRE VARANDRAPALLY PIN 680303, Pincode: 680303
How to Read IFSC Code: IOBA0000218
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000218)
Which bank does IFSC Code IOBA0000218 belong to?
IFSC Code IOBA0000218 belongs to Indian Overseas Bank for its VARANDRAPALLI branch, located in VARANDRAPALLY, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank VARANDRAPALLI branch?
The IFSC Code for Indian Overseas Bank VARANDRAPALLI branch in VARANDRAPALLY, KERALA is IOBA0000218. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank VARANDRAPALLI branch?
The branch is located at: 18 BY 846 THOMSON CENTRE VARANDRAPALLY PIN 680303, Pincode: 680303, VARANDRAPALLY, KERALA.
What is the MICR Code for Indian Overseas Bank VARANDRAPALLI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank VARANDRAPALLI is 680020005.
How can I contact Indian Overseas Bank VARANDRAPALLI branch?
You can contact the branch at: Phone: +914802760147. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000218?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000218' represent the specific VARANDRAPALLI branch code.
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