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IOBABranch Code: 000312

Indian Overseas Bank Lingadahalli Branch IFSC Code: IOBA0000312

Branch Code: 000312 | LINGADAHALLI, LINGADAHALLI, Karnataka

Primary IFSC Code
IOBA0000312
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Lingadahalli branch in LINGADAHALLI, Karnataka is IOBA0000312. The MICR code for cheque clearance is 577020521.

Branch Fact Sheet & Electronic Routing Details

Branch Name
LINGADAHALLI
MICR Code
Postal Pincode
577129
Full Branch Address

NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129, Pincode: 577129

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Karnataka:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Indian Overseas Bank Official Emergency Contacts

Local Financial Pulse: LINGADAHALLI, Karnataka

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: IOBA0000312

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000312Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0000312)

Which bank does IFSC Code IOBA0000312 belong to?

IFSC Code IOBA0000312 belongs to Indian Overseas Bank for its LINGADAHALLI branch, located in LINGADAHALLI, Karnataka. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank LINGADAHALLI branch?

The IFSC Code for Indian Overseas Bank LINGADAHALLI branch in LINGADAHALLI, Karnataka is IOBA0000312. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank LINGADAHALLI branch?

The branch is located at: NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129, Pincode: 577129, LINGADAHALLI, Karnataka.

What is the MICR Code for Indian Overseas Bank LINGADAHALLI?

The MICR Code for electronic cheque clearing at Indian Overseas Bank LINGADAHALLI is 577020521.

How can I contact Indian Overseas Bank LINGADAHALLI branch?

You can contact the branch at: Phone: +918261254624. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0000312?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000312' represent the specific LINGADAHALLI branch code.

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