Indian Overseas Bank Chennai Vyasarpadi Branch IFSC Code: IOBA0000394
Branch Code: 000394 | CHENNAI, Chennai, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Chennai Vyasarpadi branch in CHENNAI, Tamil Nadu is IOBA0000394. The MICR code for cheque clearance is 600020048.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- CHENNAI VYASARPADI
- MICR Code
- City / District
- CHENNAI (Chennai)
- State
- Tamil Nadu
- Postal Pincode
- 600039
3,II CROSS ROAD,MAHAKAVIBHARATHI NAGAR,VYASARPADI,CHENNAI 600039, Pincode: 600039
How to Read IFSC Code: IOBA0000394
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000394)
Which bank does IFSC Code IOBA0000394 belong to?
IFSC Code IOBA0000394 belongs to Indian Overseas Bank for its CHENNAI VYASARPADI branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank CHENNAI VYASARPADI branch?
The IFSC Code for Indian Overseas Bank CHENNAI VYASARPADI branch in CHENNAI, Tamil Nadu is IOBA0000394. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank CHENNAI VYASARPADI branch?
The branch is located at: 3,II CROSS ROAD,MAHAKAVIBHARATHI NAGAR,VYASARPADI,CHENNAI 600039, Pincode: 600039, CHENNAI, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank CHENNAI VYASARPADI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank CHENNAI VYASARPADI is 600020048.
How can I contact Indian Overseas Bank CHENNAI VYASARPADI branch?
You can contact the branch at: Phone: 26734201. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000394?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000394' represent the specific CHENNAI VYASARPADI branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in CHENNAI
View All →19, GROUND FLOOR, KARUNEEGAR STREET, ADAMBAKKAM, CHENNAI - 600088
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020
PLOT NO 96, SOUTH PHASE, II MAIN ROAD, AMBATTUR INDUSTRIAL ESTATE, CHENNAI - 600058
OLD 248, 409, POONAMALLE HIGH ROAD, AMINJIKARAI, CHENNAI 600029
F - 46, FIRST AVENUE, EAST ANNA NAGAR, CHENNAI - 600 102
OLD 539, 1063, EVR4 PERIYAR HIGH ROAD, ARUMBAKKAM, CHENNAI 600106
Other Bank Branches in Pincode 600039
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.