IOBABranch Code: 000405

Indian Overseas Bank IFSC Code

KARIMNAGAR Branch, KARIMNAGAR, KARIMNAGAR, ANDHRA PRADESH

Primary IFSC Code

IOBA0000405

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KARIMNAGAR branch in KARIMNAGAR, ANDHRA PRADESH is IOBA0000405.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: KARIMNAGAR
MICR Code: Not Assigned / Non-MICR
City / District: KARIMNAGAR (KARIMNAGAR)
State: ANDHRA PRADESH
Postal Pincode: 505002

Full Branch Address

7 4 422 BY 1, MAIN ROAD, MUKARAMPURA, KARIM NAGAR, PIN 505002, Pincode: 505002

Contact Details

Phone: +918782243601

How to Read IFSC Code: IOBA0000405

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000405Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0000405)

What is the IFSC Code for Indian Overseas Bank KARIMNAGAR branch?

The IFSC Code for Indian Overseas Bank KARIMNAGAR branch in KARIMNAGAR, ANDHRA PRADESH is IOBA0000405. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KARIMNAGAR branch?

The branch is located at: 7 4 422 BY 1, MAIN ROAD, MUKARAMPURA, KARIM NAGAR, PIN 505002, Pincode: 505002, KARIMNAGAR, ANDHRA PRADESH.

How can I contact Indian Overseas Bank KARIMNAGAR branch?

You can contact the branch at: Phone: +918782243601. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0000405?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000405' represent the specific KARIMNAGAR branch code.