Indian Overseas Bank IFSC Code
DIAMOND HARBOUR ROAD Branch, KOLKATA, KOLKATA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, DIAMOND HARBOUR ROAD branch in KOLKATA, WEST BENGAL is IOBA0000440. The MICR code for cheque clearance is 700020020.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- DIAMOND HARBOUR ROAD
- MICR Code
- City / District
- KOLKATA (KOLKATA)
- State
- WEST BENGAL
- Postal Pincode
- 700053
23 BY 17S, BASANT VIHAR, DIAMOND HARBOUR ROAD, BLOCK A, NEW ALIPORE, KOLKATA - 700053, Pincode: 700053
How to Read IFSC Code: IOBA0000440
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000440)
What is the IFSC Code for Indian Overseas Bank DIAMOND HARBOUR ROAD branch?
The IFSC Code for Indian Overseas Bank DIAMOND HARBOUR ROAD branch in KOLKATA, WEST BENGAL is IOBA0000440. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank DIAMOND HARBOUR ROAD branch?
The branch is located at: 23 BY 17S, BASANT VIHAR, DIAMOND HARBOUR ROAD, BLOCK A, NEW ALIPORE, KOLKATA - 700053, Pincode: 700053, KOLKATA, WEST BENGAL.
What is the MICR Code for Indian Overseas Bank DIAMOND HARBOUR ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank DIAMOND HARBOUR ROAD is 700020020.
How can I contact Indian Overseas Bank DIAMOND HARBOUR ROAD branch?
You can contact the branch at: Phone: 23962003. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000440?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000440' represent the specific DIAMOND HARBOUR ROAD branch code.
Parent Directory Links
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