Indian Overseas Bank Ramanguda Branch IFSC Code: IOBA0000495
Branch Code: 000495 | RAYAGADA, RAYAGADA, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ramanguda branch in RAYAGADA, ODISHA is IOBA0000495. The MICR code for cheque clearance is 765020507.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- RAMANGUDA
- MICR Code
- City / District
- RAYAGADA (RAYAGADA)
- State
- ODISHA
- Postal Pincode
- 765029
P.O.RAMANAGUDA,RAMANAGUDA,PIN 765029, Pincode: 765029
How to Read IFSC Code: IOBA0000495
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000495)
Which bank does IFSC Code IOBA0000495 belong to?
IFSC Code IOBA0000495 belongs to Indian Overseas Bank for its RAMANGUDA branch, located in RAYAGADA, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank RAMANGUDA branch?
The IFSC Code for Indian Overseas Bank RAMANGUDA branch in RAYAGADA, ODISHA is IOBA0000495. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank RAMANGUDA branch?
The branch is located at: P.O.RAMANAGUDA,RAMANAGUDA,PIN 765029, Pincode: 765029, RAYAGADA, ODISHA.
What is the MICR Code for Indian Overseas Bank RAMANGUDA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank RAMANGUDA is 765020507.
How can I contact Indian Overseas Bank RAMANGUDA branch?
You can contact the branch at: Phone: 262123. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000495?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000495' represent the specific RAMANGUDA branch code.
Parent Directory Links
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