IOBABranch Code: 000499

Indian Overseas Bank IFSC Code

CHINSURAH Branch, HUGLI-CHINSURAH, HUGLI-CHINSURAH, WEST BENGAL

Primary IFSC Code

IOBA0000499

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, CHINSURAH branch in HUGLI-CHINSURAH, WEST BENGAL is IOBA0000499. The MICR code for cheque clearance is 700020041.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: CHINSURAH
MICR Code: 700020041
City / District: HUGLI-CHINSURAH (HUGLI-CHINSURAH)
State: WEST BENGAL
Postal Pincode: 712101

Full Branch Address

PROSAD KUTIR, PROSAD DAS SEN ROAD, POCHINSURAH, HOOGHLY DIST PIN 712101, Pincode: 712101

Contact Details

Phone: 26802612

How to Read IFSC Code: IOBA0000499

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000499Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0000499)

What is the IFSC Code for Indian Overseas Bank CHINSURAH branch?

The IFSC Code for Indian Overseas Bank CHINSURAH branch in HUGLI-CHINSURAH, WEST BENGAL is IOBA0000499. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank CHINSURAH branch?

The branch is located at: PROSAD KUTIR, PROSAD DAS SEN ROAD, POCHINSURAH, HOOGHLY DIST PIN 712101, Pincode: 712101, HUGLI-CHINSURAH, WEST BENGAL.

What is the MICR Code for Indian Overseas Bank CHINSURAH?

The MICR Code for electronic cheque clearing at Indian Overseas Bank CHINSURAH is 700020041.

How can I contact Indian Overseas Bank CHINSURAH branch?

You can contact the branch at: Phone: 26802612. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0000499?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000499' represent the specific CHINSURAH branch code.