Indian Overseas Bank IFSC Code
ADAMPUR DOABA Branch, ADAMPUR, ADAMPUR, Punjab
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, ADAMPUR DOABA branch in ADAMPUR, Punjab is IOBA0000516. The MICR code for cheque clearance is 144020812.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- ADAMPUR DOABA
- MICR Code
- City / District
- ADAMPUR (ADAMPUR)
- State
- Punjab
- Postal Pincode
- 144102
PUNJAB KHADI MANDAL BU ADAMPUR DOABA PIN 144102, Pincode: 144102
How to Read IFSC Code: IOBA0000516
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000516)
What is the IFSC Code for Indian Overseas Bank ADAMPUR DOABA branch?
The IFSC Code for Indian Overseas Bank ADAMPUR DOABA branch in ADAMPUR, Punjab is IOBA0000516. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank ADAMPUR DOABA branch?
The branch is located at: PUNJAB KHADI MANDAL BU ADAMPUR DOABA PIN 144102, Pincode: 144102, ADAMPUR, Punjab.
What is the MICR Code for Indian Overseas Bank ADAMPUR DOABA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank ADAMPUR DOABA is 144020812.
How can I contact Indian Overseas Bank ADAMPUR DOABA branch?
You can contact the branch at: Phone: 2753362. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000516?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000516' represent the specific ADAMPUR DOABA branch code.
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