Indian Overseas Bank Saligramam Branch IFSC Code: IOBA0000676
Branch Code: 000676 | CHENNAI, Chennai, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Saligramam branch in CHENNAI, Tamil Nadu is IOBA0000676. The MICR code for cheque clearance is 600020054.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SALIGRAMAM
- MICR Code
- City / District
- CHENNAI (Chennai)
- State
- Tamil Nadu
- Postal Pincode
- 600093
7 C, ARUNACHALAM ROAD, SALIGRAMAM, CHENNAI - 600093, Pincode: 600093
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: CHENNAI, Tamil Nadu
How to Read IFSC Code: IOBA0000676
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000676)
Which bank does IFSC Code IOBA0000676 belong to?
IFSC Code IOBA0000676 belongs to Indian Overseas Bank for its SALIGRAMAM branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank SALIGRAMAM branch?
The IFSC Code for Indian Overseas Bank SALIGRAMAM branch in CHENNAI, Tamil Nadu is IOBA0000676. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SALIGRAMAM branch?
The branch is located at: 7 C, ARUNACHALAM ROAD, SALIGRAMAM, CHENNAI - 600093, Pincode: 600093, CHENNAI, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank SALIGRAMAM?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SALIGRAMAM is 600020054.
How can I contact Indian Overseas Bank SALIGRAMAM branch?
You can contact the branch at: Phone: 23763765. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000676?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000676' represent the specific SALIGRAMAM branch code.
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