Indian Overseas Bank Jandhera Branch IFSC Code: IOBA0000685
Branch Code: 000685 | JANDHERA-SHAMUSPUR, JANDHERA-SHAMUSPUR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Jandhera branch in JANDHERA-SHAMUSPUR, UTTAR PRADESH is IOBA0000685. The MICR code for cheque clearance is 247020005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- JANDHERA
- MICR Code
- City / District
- JANDHERA-SHAMUSPUR (JANDHERA-SHAMUSPUR)
- State
- UTTAR PRADESH
- Postal Pincode
- 247451
JANDHERASAMASPUR DEVBAND TEHSIL,JANDHERA JANDHERASAMASPUR PIN 247451, Pincode: 247451
How to Read IFSC Code: IOBA0000685
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000685)
Which bank does IFSC Code IOBA0000685 belong to?
IFSC Code IOBA0000685 belongs to Indian Overseas Bank for its JANDHERA branch, located in JANDHERA-SHAMUSPUR, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank JANDHERA branch?
The IFSC Code for Indian Overseas Bank JANDHERA branch in JANDHERA-SHAMUSPUR, UTTAR PRADESH is IOBA0000685. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank JANDHERA branch?
The branch is located at: JANDHERASAMASPUR DEVBAND TEHSIL,JANDHERA JANDHERASAMASPUR PIN 247451, Pincode: 247451, JANDHERA-SHAMUSPUR, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank JANDHERA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank JANDHERA is 247020005.
How can I contact Indian Overseas Bank JANDHERA branch?
You can contact the branch at: Phone: +911336246418. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000685?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000685' represent the specific JANDHERA branch code.
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