Indian Overseas Bank Malad Branch IFSC Code: IOBA0000973
Branch Code: 000973 | MUMBAI, MUMBAI, Maharashtra
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Malad branch in MUMBAI, Maharashtra is IOBA0000973. The MICR code for cheque clearance is 400020029.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- MALAD
- MICR Code
- City / District
- MUMBAI (MUMBAI)
- State
- Maharashtra
- Postal Pincode
- 400064
NO 66, SILVER CROFT, MARVE ROAD, MALAD WEST, MUMBAI - 400064, Pincode: 400064
How to Read IFSC Code: IOBA0000973
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000973)
Which bank does IFSC Code IOBA0000973 belong to?
IFSC Code IOBA0000973 belongs to Indian Overseas Bank for its MALAD branch, located in MUMBAI, Maharashtra. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank MALAD branch?
The IFSC Code for Indian Overseas Bank MALAD branch in MUMBAI, Maharashtra is IOBA0000973. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank MALAD branch?
The branch is located at: NO 66, SILVER CROFT, MARVE ROAD, MALAD WEST, MUMBAI - 400064, Pincode: 400064, MUMBAI, Maharashtra.
What is the MICR Code for Indian Overseas Bank MALAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank MALAD is 400020029.
How can I contact Indian Overseas Bank MALAD branch?
You can contact the branch at: Phone: 28617075. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000973?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000973' represent the specific MALAD branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in MUMBAI
View All →211 BY D, TRIVENI SHOPPERS STOP, SWAMI VIVEKANANDA ROAD, ANDHERI WEST, MUMBAI - 400058
5TH FLOOR,MAKER TOWER E WING,CUFFE PARADE,MUMBAI -400005
273, TPSIII, RADHASWAMI APARTMENTS, 36TH ROAD, BANDRA WEST, MUMBAI - 400050
UPPER GROUND FLOOR DREAMS THE MALL,LBS MRG,BHANDUP MUMBAI PIN 400078 DIST MUMBAI
RAJESH APARTMENTS,CHANDAVARKAR RD,BORIVILI WEST MUMBAI
65 BY 67, MAZDA MANSION, BHULABHAI DESAI ROAD, BREACH CANDY, MUMBAI - 400026
Other Bank Branches in Pincode 400064
View All in Pincode →BRANCH (MUMBAI)
CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION (MUMBAI)
IDFC FIRST BANK LTD (MUMBAI)
IFB MALAD (MUMBAI)
INS HAMLA (MUMBAI METRO)
KEMPS PLAZA (GREATER MUMBAI)
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.