IOBABranch Code: 002186

Indian Overseas Bank IFSC Code

BANDUP Branch, MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code

IOBA0002186

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BANDUP branch in MUMBAI, Maharashtra is IOBA0002186. The MICR code for cheque clearance is 400020069.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: BANDUP
MICR Code: 400020069
City / District: MUMBAI (MUMBAI)
State: Maharashtra
Postal Pincode: 400078

Full Branch Address

UPPER GROUND FLOOR DREAMS THE MALL,LBS MRG,BHANDUP MUMBAI PIN 400078 DIST MUMBAI, Pincode: 400078

Contact Details

Phone: 21663026

How to Read IFSC Code: IOBA0002186

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002186Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002186)

What is the IFSC Code for Indian Overseas Bank BANDUP branch?

The IFSC Code for Indian Overseas Bank BANDUP branch in MUMBAI, Maharashtra is IOBA0002186. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank BANDUP branch?

The branch is located at: UPPER GROUND FLOOR DREAMS THE MALL,LBS MRG,BHANDUP MUMBAI PIN 400078 DIST MUMBAI, Pincode: 400078, MUMBAI, Maharashtra.

What is the MICR Code for Indian Overseas Bank BANDUP?

The MICR Code for electronic cheque clearing at Indian Overseas Bank BANDUP is 400020069.

How can I contact Indian Overseas Bank BANDUP branch?

You can contact the branch at: Phone: 21663026. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002186?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002186' represent the specific BANDUP branch code.