Indian Overseas Bank IFSC Code
THENMALAI Branch, THENMALAI, THENMALAI, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, THENMALAI branch in THENMALAI, Tamil Nadu is IOBA0000981. The MICR code for cheque clearance is 627020049.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- THENMALAI
- MICR Code
- City / District
- THENMALAI (THENMALAI)
- State
- Tamil Nadu
- Postal Pincode
- 627770
MAIN ROAD THENMALAI PIN 627770, Pincode: 627770
How to Read IFSC Code: IOBA0000981
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000981)
What is the IFSC Code for Indian Overseas Bank THENMALAI branch?
The IFSC Code for Indian Overseas Bank THENMALAI branch in THENMALAI, Tamil Nadu is IOBA0000981. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank THENMALAI branch?
The branch is located at: MAIN ROAD THENMALAI PIN 627770, Pincode: 627770, THENMALAI, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank THENMALAI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank THENMALAI is 627020049.
How can I contact Indian Overseas Bank THENMALAI branch?
You can contact the branch at: Phone: 250238. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000981?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000981' represent the specific THENMALAI branch code.
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