Indian Overseas Bank Kuruda Branch IFSC Code: IOBA0000983
Branch Code: 000983 | KURUDA, KURUDA, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kuruda branch in KURUDA, ODISHA is IOBA0000983. The MICR code for cheque clearance is 756020501.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KURUDA
- MICR Code
- City / District
- KURUDA (KURUDA)
- State
- ODISHA
- Postal Pincode
- 756056
AT KURUDA CHHACK,KURUDA,PIN 756056, Pincode: 756056
How to Read IFSC Code: IOBA0000983
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000983)
Which bank does IFSC Code IOBA0000983 belong to?
IFSC Code IOBA0000983 belongs to Indian Overseas Bank for its KURUDA branch, located in KURUDA, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KURUDA branch?
The IFSC Code for Indian Overseas Bank KURUDA branch in KURUDA, ODISHA is IOBA0000983. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KURUDA branch?
The branch is located at: AT KURUDA CHHACK,KURUDA,PIN 756056, Pincode: 756056, KURUDA, ODISHA.
What is the MICR Code for Indian Overseas Bank KURUDA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KURUDA is 756020501.
How can I contact Indian Overseas Bank KURUDA branch?
You can contact the branch at: Phone: 256070. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000983?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000983' represent the specific KURUDA branch code.
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