Indian Overseas Bank Rajan Nagar Branch IFSC Code: IOBA0001023
Branch Code: 001023 | RAJAN NAGAR, RAJAN NAGAR, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Rajan Nagar branch in RAJAN NAGAR, Tamil Nadu is IOBA0001023. The MICR code for cheque clearance is 638020505.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- RAJAN NAGAR
- MICR Code
- City / District
- RAJAN NAGAR (RAJAN NAGAR)
- State
- Tamil Nadu
- Postal Pincode
- 638451
3 2 16 MAIN ROAD,RAJAN NAGAR VIA BHAVANISAGAR RAJAN NAGAR PIN 638451, Pincode: 638451
How to Read IFSC Code: IOBA0001023
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001023)
Which bank does IFSC Code IOBA0001023 belong to?
IFSC Code IOBA0001023 belongs to Indian Overseas Bank for its RAJAN NAGAR branch, located in RAJAN NAGAR, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank RAJAN NAGAR branch?
The IFSC Code for Indian Overseas Bank RAJAN NAGAR branch in RAJAN NAGAR, Tamil Nadu is IOBA0001023. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank RAJAN NAGAR branch?
The branch is located at: 3 2 16 MAIN ROAD,RAJAN NAGAR VIA BHAVANISAGAR RAJAN NAGAR PIN 638451, Pincode: 638451, RAJAN NAGAR, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank RAJAN NAGAR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank RAJAN NAGAR is 638020505.
How can I contact Indian Overseas Bank RAJAN NAGAR branch?
You can contact the branch at: Phone: 243233. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001023?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001023' represent the specific RAJAN NAGAR branch code.
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