Indian Overseas Bank Commercial And Instl Credit Branch IFSC Code: IOBA0001046
Branch Code: 001046 | CHENNAI, Chennai, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Commercial And Instl Credit branch in CHENNAI, Tamil Nadu is IOBA0001046. The MICR code for cheque clearance is 600020006.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- COMMERCIAL AND INSTL CREDIT
- MICR Code
- City / District
- CHENNAI (Chennai)
- State
- Tamil Nadu
- Postal Pincode
- 600004
98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004, Pincode: 600004
How to Read IFSC Code: IOBA0001046
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001046)
Which bank does IFSC Code IOBA0001046 belong to?
IFSC Code IOBA0001046 belongs to Indian Overseas Bank for its COMMERCIAL AND INSTL CREDIT branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank COMMERCIAL AND INSTL CREDIT branch?
The IFSC Code for Indian Overseas Bank COMMERCIAL AND INSTL CREDIT branch in CHENNAI, Tamil Nadu is IOBA0001046. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank COMMERCIAL AND INSTL CREDIT branch?
The branch is located at: 98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004, Pincode: 600004, CHENNAI, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank COMMERCIAL AND INSTL CREDIT?
The MICR Code for electronic cheque clearing at Indian Overseas Bank COMMERCIAL AND INSTL CREDIT is 600020006.
How can I contact Indian Overseas Bank COMMERCIAL AND INSTL CREDIT branch?
You can contact the branch at: Phone: 28478638. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001046?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001046' represent the specific COMMERCIAL AND INSTL CREDIT branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in CHENNAI
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PLOT NO 96, SOUTH PHASE, II MAIN ROAD, AMBATTUR INDUSTRIAL ESTATE, CHENNAI - 600058
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Other Bank Branches in Pincode 600004
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CHENNAI - MYLAPORE BRANCH (CHENNAI)
CHENNAI MYLAPORE (CHENNAI)
CHENNAI MYLAPORE II (CHENNAI)
CHENNAI RK SALAI MYLAPORE (CHENNAI)
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