Skip to main content
IOBABranch Code: 001205

Indian Overseas Bank Industrial Finance Branch IFSC Code: IOBA0001205

Branch Code: 001205 | DELHI, DELHI, Delhi

Primary IFSC Code
IOBA0001205
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Industrial Finance branch in DELHI, Delhi is IOBA0001205. The MICR code for cheque clearance is 110020028.

Branch Fact Sheet & Electronic Routing Details

Branch Name
INDUSTRIAL FINANCE
MICR Code
City / District
DELHI (DELHI)
State
Delhi
Postal Pincode
110001
Full Branch Address

D-28 29 CONNAUGHT PLACE NEW DELHI-110001, Pincode: 110001

Contact & Customer Care

How to Read IFSC Code: IOBA0001205

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001205Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0001205)

Which bank does IFSC Code IOBA0001205 belong to?

IFSC Code IOBA0001205 belongs to Indian Overseas Bank for its INDUSTRIAL FINANCE branch, located in DELHI, Delhi. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank INDUSTRIAL FINANCE branch?

The IFSC Code for Indian Overseas Bank INDUSTRIAL FINANCE branch in DELHI, Delhi is IOBA0001205. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank INDUSTRIAL FINANCE branch?

The branch is located at: D-28 29 CONNAUGHT PLACE NEW DELHI-110001, Pincode: 110001, DELHI, Delhi.

What is the MICR Code for Indian Overseas Bank INDUSTRIAL FINANCE?

The MICR Code for electronic cheque clearing at Indian Overseas Bank INDUSTRIAL FINANCE is 110020028.

How can I contact Indian Overseas Bank INDUSTRIAL FINANCE branch?

You can contact the branch at: Phone: 23417102. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0001205?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001205' represent the specific INDUSTRIAL FINANCE branch code.

Parent Directory Links

Other Indian Overseas Bank Branches in DELHI

View All →

Other Bank Branches in Pincode 110001

View All in Pincode →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →