Indian Overseas Bank IFSC Code
GANAPATHY AGRAHARAM Branch, GANAPATHY AGRAHARAM, GANAPATHY AGRAHARAM, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, GANAPATHY AGRAHARAM branch in GANAPATHY AGRAHARAM, Tamil Nadu is IOBA0001268. The MICR code for cheque clearance is 613020012.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- GANAPATHY AGRAHARAM
- MICR Code
- City / District
- GANAPATHY AGRAHARAM (GANAPATHY AGRAHARAM)
- State
- Tamil Nadu
- Postal Pincode
- 614202
642 NORTH STREET GANAPATHI AGRAHARAM PIN 614202, Pincode: 614202
How to Read IFSC Code: IOBA0001268
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001268)
What is the IFSC Code for Indian Overseas Bank GANAPATHY AGRAHARAM branch?
The IFSC Code for Indian Overseas Bank GANAPATHY AGRAHARAM branch in GANAPATHY AGRAHARAM, Tamil Nadu is IOBA0001268. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank GANAPATHY AGRAHARAM branch?
The branch is located at: 642 NORTH STREET GANAPATHI AGRAHARAM PIN 614202, Pincode: 614202, GANAPATHY AGRAHARAM, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank GANAPATHY AGRAHARAM?
The MICR Code for electronic cheque clearing at Indian Overseas Bank GANAPATHY AGRAHARAM is 613020012.
How can I contact Indian Overseas Bank GANAPATHY AGRAHARAM branch?
You can contact the branch at: Phone: 242594. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001268?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001268' represent the specific GANAPATHY AGRAHARAM branch code.
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