Indian Overseas Bank Puthucode Branch IFSC Code: IOBA0001272
Branch Code: 001272 | ALATHUR, ALATHUR, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Puthucode branch in ALATHUR, KERALA is IOBA0001272. The MICR code for cheque clearance is 678020801.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PUTHUCODE
- MICR Code
- City / District
- ALATHUR (ALATHUR)
- State
- KERALA
- Postal Pincode
- 678687
8 BY 192 ANJUMURI,PUTHUCODE,ALATHUR TALUK,PUTHUCODE PIN 678687, Pincode: 678687
Banks are Closed Today
Electronic transfers (NEFT, RTGS, IMPS, UPI) operate 24x7x365 regardless of physical branch holidays.
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: ALATHUR, KERALA
How to Read IFSC Code: IOBA0001272
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001272)
Which bank does IFSC Code IOBA0001272 belong to?
IFSC Code IOBA0001272 belongs to Indian Overseas Bank for its PUTHUCODE branch, located in ALATHUR, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PUTHUCODE branch?
The IFSC Code for Indian Overseas Bank PUTHUCODE branch in ALATHUR, KERALA is IOBA0001272. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PUTHUCODE branch?
The branch is located at: 8 BY 192 ANJUMURI,PUTHUCODE,ALATHUR TALUK,PUTHUCODE PIN 678687, Pincode: 678687, ALATHUR, KERALA.
What is the MICR Code for Indian Overseas Bank PUTHUCODE?
The MICR Code for electronic cheque clearing at Indian Overseas Bank PUTHUCODE is 678020801.
How can I contact Indian Overseas Bank PUTHUCODE branch?
You can contact the branch at: Phone: +914922267231. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001272?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001272' represent the specific PUTHUCODE branch code.
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