Indian Overseas Bank Ottanatham Branch IFSC Code: IOBA0001320
Branch Code: 001320 | OTTANATHAM, OTTANATHAM, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ottanatham branch in OTTANATHAM, Tamil Nadu is IOBA0001320. The MICR code for cheque clearance is 627020069.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- OTTANATHAM
- MICR Code
- City / District
- OTTANATHAM (OTTANATHAM)
- State
- Tamil Nadu
- Postal Pincode
- 628302
67 PERUMAL KOIL STREET OTTANATHAM PIN 628302, Pincode: 628302
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: OTTANATHAM, Tamil Nadu
How to Read IFSC Code: IOBA0001320
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001320)
Which bank does IFSC Code IOBA0001320 belong to?
IFSC Code IOBA0001320 belongs to Indian Overseas Bank for its OTTANATHAM branch, located in OTTANATHAM, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank OTTANATHAM branch?
The IFSC Code for Indian Overseas Bank OTTANATHAM branch in OTTANATHAM, Tamil Nadu is IOBA0001320. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank OTTANATHAM branch?
The branch is located at: 67 PERUMAL KOIL STREET OTTANATHAM PIN 628302, Pincode: 628302, OTTANATHAM, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank OTTANATHAM?
The MICR Code for electronic cheque clearing at Indian Overseas Bank OTTANATHAM is 627020069.
How can I contact Indian Overseas Bank OTTANATHAM branch?
You can contact the branch at: Phone: 2268227. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001320?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001320' represent the specific OTTANATHAM branch code.
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