Indian Overseas Bank IFSC Code
KARNAL Branch, KARNAL, KARNAL, Haryana
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KARNAL branch in KARNAL, Haryana is IOBA0001414. The MICR code for cheque clearance is 132020102.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KARNAL
- MICR Code
- City / District
- KARNAL (KARNAL)
- State
- Haryana
- Postal Pincode
- N/A
KARAN GATE KARNAL
How to Read IFSC Code: IOBA0001414
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001414)
What is the IFSC Code for Indian Overseas Bank KARNAL branch?
The IFSC Code for Indian Overseas Bank KARNAL branch in KARNAL, Haryana is IOBA0001414. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KARNAL branch?
The branch is located at: KARAN GATE KARNAL, KARNAL, Haryana.
What is the MICR Code for Indian Overseas Bank KARNAL?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KARNAL is 132020102.
How can I contact Indian Overseas Bank KARNAL branch?
You can contact the branch at: Phone: +911842273936. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001414?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001414' represent the specific KARNAL branch code.
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