Indian Overseas Bank IFSC Code
KOTA Branch, KOTA, KOTA, RAJASTHAN
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KOTA branch in KOTA, RAJASTHAN is IOBA0001471. The MICR code for cheque clearance is 324020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KOTA
- MICR Code
- City / District
- KOTA (KOTA)
- State
- RAJASTHAN
- Postal Pincode
- 327004
15 VALLAB NAGAR RAWAT VATA ROAD KOTA PIN 327004, Pincode: 327004
How to Read IFSC Code: IOBA0001471
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001471)
What is the IFSC Code for Indian Overseas Bank KOTA branch?
The IFSC Code for Indian Overseas Bank KOTA branch in KOTA, RAJASTHAN is IOBA0001471. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KOTA branch?
The branch is located at: 15 VALLAB NAGAR RAWAT VATA ROAD KOTA PIN 327004, Pincode: 327004, KOTA, RAJASTHAN.
What is the MICR Code for Indian Overseas Bank KOTA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KOTA is 324020002.
How can I contact Indian Overseas Bank KOTA branch?
You can contact the branch at: Phone: +917442502181. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001471?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001471' represent the specific KOTA branch code.
Parent Directory Links
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.