Indian Overseas Bank IFSC Code
SHEORAPHULI Branch, KOLKATA, KOLKATA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, SHEORAPHULI branch in KOLKATA, WEST BENGAL is IOBA0001553. The MICR code for cheque clearance is 700020046.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SHEORAPHULI
- MICR Code
- City / District
- KOLKATA (KOLKATA)
- State
- WEST BENGAL
- Postal Pincode
- 712223
PLOT NO 12, NISTARINI SUPER MARKET, 1 FLOOR, G T ROAD, SHEORAPHULI, PIN 712223, Pincode: 712223
How to Read IFSC Code: IOBA0001553
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001553)
What is the IFSC Code for Indian Overseas Bank SHEORAPHULI branch?
The IFSC Code for Indian Overseas Bank SHEORAPHULI branch in KOLKATA, WEST BENGAL is IOBA0001553. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SHEORAPHULI branch?
The branch is located at: PLOT NO 12, NISTARINI SUPER MARKET, 1 FLOOR, G T ROAD, SHEORAPHULI, PIN 712223, Pincode: 712223, KOLKATA, WEST BENGAL.
What is the MICR Code for Indian Overseas Bank SHEORAPHULI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SHEORAPHULI is 700020046.
How can I contact Indian Overseas Bank SHEORAPHULI branch?
You can contact the branch at: Phone: 2459257. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001553?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001553' represent the specific SHEORAPHULI branch code.
Parent Directory Links
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Other Bank Branches in Pincode 712223
View All in Pincode →BAIDYABATI (BAIDYABATI)
BAIDYABATI SHEORAPHULI (BAIDYABATI)
BRANCH (SERAMPORE)
Baidyabati Sheoraphuli Co-operative Bank IMPS (KOLKATA)
CHANDANPUR DIST HOOGLY (HOOGLY)
HARIPUR HATTALA (HARIPUR HATTALA)
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