Indian Overseas Bank IFSC Code
KRISHNANAGAR Branch, KRISHNA NAGAR, KRISHNA NAGAR, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KRISHNANAGAR branch in KRISHNA NAGAR, WEST BENGAL is IOBA0001583. The MICR code for cheque clearance is 741020102.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KRISHNANAGAR
- MICR Code
- City / District
- KRISHNA NAGAR (KRISHNA NAGAR)
- State
- WEST BENGAL
- Postal Pincode
- N/A
16 BY 1 D L ROY ROAD, BOWBAZAR, KRISHNA NAGAR PO
How to Read IFSC Code: IOBA0001583
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0001583)
What is the IFSC Code for Indian Overseas Bank KRISHNANAGAR branch?
The IFSC Code for Indian Overseas Bank KRISHNANAGAR branch in KRISHNA NAGAR, WEST BENGAL is IOBA0001583. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KRISHNANAGAR branch?
The branch is located at: 16 BY 1 D L ROY ROAD, BOWBAZAR, KRISHNA NAGAR PO, KRISHNA NAGAR, WEST BENGAL.
What is the MICR Code for Indian Overseas Bank KRISHNANAGAR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KRISHNANAGAR is 741020102.
How can I contact Indian Overseas Bank KRISHNANAGAR branch?
You can contact the branch at: Phone: +913472251054. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0001583?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001583' represent the specific KRISHNANAGAR branch code.
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