IOBABranch Code: 001603

Indian Overseas Bank IFSC Code

GURDASPUR Branch, GURDASPUR, GURDASPUR, Punjab

Primary IFSC Code

IOBA0001603

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, GURDASPUR branch in GURDASPUR, Punjab is IOBA0001603. The MICR code for cheque clearance is 143020202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: GURDASPUR
MICR Code: 143020202
City / District: GURDASPUR (GURDASPUR)
State: Punjab
Postal Pincode: 143521

Full Branch Address

514 BY 18, POLICE LINES ROAD, GURDASPUR 143521, Pincode: 143521

Contact Details

Phone: +918725228364

How to Read IFSC Code: IOBA0001603

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001603Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0001603)

What is the IFSC Code for Indian Overseas Bank GURDASPUR branch?

The IFSC Code for Indian Overseas Bank GURDASPUR branch in GURDASPUR, Punjab is IOBA0001603. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank GURDASPUR branch?

The branch is located at: 514 BY 18, POLICE LINES ROAD, GURDASPUR 143521, Pincode: 143521, GURDASPUR, Punjab.

What is the MICR Code for Indian Overseas Bank GURDASPUR?

The MICR Code for electronic cheque clearing at Indian Overseas Bank GURDASPUR is 143020202.

How can I contact Indian Overseas Bank GURDASPUR branch?

You can contact the branch at: Phone: +918725228364. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0001603?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001603' represent the specific GURDASPUR branch code.