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IOBABranch Code: 001971

Indian Overseas Bank Socorroserula Branch IFSC Code: IOBA0001971

Branch Code: 001971 | SOCORRO, SOCORRO, GOA

Primary IFSC Code
IOBA0001971
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Socorroserula branch in SOCORRO, GOA is IOBA0001971. The MICR code for cheque clearance is 403020015.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SOCORROSERULA
MICR Code
City / District
SOCORRO (SOCORRO)
State
GOA
Postal Pincode
403521
Full Branch Address

NO 851 MAPUCAPANAJI ROAD ALTO PORVORIM PO SOCORRO PORVORIM PIN 403521, Pincode: 403521

How to Read IFSC Code: IOBA0001971

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001971Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0001971)

Which bank does IFSC Code IOBA0001971 belong to?

IFSC Code IOBA0001971 belongs to Indian Overseas Bank for its SOCORROSERULA branch, located in SOCORRO, GOA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank SOCORROSERULA branch?

The IFSC Code for Indian Overseas Bank SOCORROSERULA branch in SOCORRO, GOA is IOBA0001971. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank SOCORROSERULA branch?

The branch is located at: NO 851 MAPUCAPANAJI ROAD ALTO PORVORIM PO SOCORRO PORVORIM PIN 403521, Pincode: 403521, SOCORRO, GOA.

What is the MICR Code for Indian Overseas Bank SOCORROSERULA?

The MICR Code for electronic cheque clearing at Indian Overseas Bank SOCORROSERULA is 403020015.

How can I contact Indian Overseas Bank SOCORROSERULA branch?

You can contact the branch at: Phone: 2413861. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0001971?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001971' represent the specific SOCORROSERULA branch code.