IOBABranch Code: 002013

Indian Overseas Bank IFSC Code

R O LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IOBA0002013

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, R O LUDHIANA branch in LUDHIANA, Punjab is IOBA0002013.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: R O LUDHIANA
MICR Code: Not Assigned / Non-MICR
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

POST BOX NO 410 DOOR NO 550 BY 1,FOUNTAIN CHOWK COLLEGE RD CIVIL LINES LUDHIANA PIN CODE 141001, Pincode: 141001

Contact Details

Phone: +914428584896

How to Read IFSC Code: IOBA0002013

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002013Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002013)

What is the IFSC Code for Indian Overseas Bank R O LUDHIANA branch?

The IFSC Code for Indian Overseas Bank R O LUDHIANA branch in LUDHIANA, Punjab is IOBA0002013. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank R O LUDHIANA branch?

The branch is located at: POST BOX NO 410 DOOR NO 550 BY 1,FOUNTAIN CHOWK COLLEGE RD CIVIL LINES LUDHIANA PIN CODE 141001, Pincode: 141001, LUDHIANA, Punjab.

How can I contact Indian Overseas Bank R O LUDHIANA branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002013?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002013' represent the specific R O LUDHIANA branch code.