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IOBABranch Code: 002095

Indian Overseas Bank IFSC Code

CHENNAIHADDOWS ROAD Branch, CHENNAI, Chennai, Tamil Nadu

Primary IFSC Code
IOBA0002095
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, CHENNAIHADDOWS ROAD branch in CHENNAI, Tamil Nadu is IOBA0002095. The MICR code for cheque clearance is 600020135.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CHENNAIHADDOWS ROAD
MICR Code
City / District
CHENNAI (Chennai)
Postal Pincode
600006
Full Branch Address

PRINCE TOWERS, N NO 53, COLLEGE ROAD, NUNGAMBAKKAM, CHENNAI PIN 600006, Pincode: 600006

Contact Details
Phone: +914428584896

How to Read IFSC Code: IOBA0002095

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002095Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002095)

What is the IFSC Code for Indian Overseas Bank CHENNAIHADDOWS ROAD branch?

The IFSC Code for Indian Overseas Bank CHENNAIHADDOWS ROAD branch in CHENNAI, Tamil Nadu is IOBA0002095. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank CHENNAIHADDOWS ROAD branch?

The branch is located at: PRINCE TOWERS, N NO 53, COLLEGE ROAD, NUNGAMBAKKAM, CHENNAI PIN 600006, Pincode: 600006, CHENNAI, Tamil Nadu.

What is the MICR Code for Indian Overseas Bank CHENNAIHADDOWS ROAD?

The MICR Code for electronic cheque clearing at Indian Overseas Bank CHENNAIHADDOWS ROAD is 600020135.

How can I contact Indian Overseas Bank CHENNAIHADDOWS ROAD branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002095?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002095' represent the specific CHENNAIHADDOWS ROAD branch code.