IOBABranch Code: 002247

Indian Overseas Bank IFSC Code

KOT KAPURA Branch, KOT KAPURA, KOT KAPURA, Punjab

Primary IFSC Code

IOBA0002247

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KOT KAPURA branch in KOT KAPURA, Punjab is IOBA0002247. The MICR code for cheque clearance is 151020152.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: KOT KAPURA
MICR Code: 151020152
City / District: KOT KAPURA (KOT KAPURA)
State: Punjab
Postal Pincode: 151204

Full Branch Address

SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204, Pincode: 151204

Contact Details

Phone: +911635223204

How to Read IFSC Code: IOBA0002247

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002247Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002247)

What is the IFSC Code for Indian Overseas Bank KOT KAPURA branch?

The IFSC Code for Indian Overseas Bank KOT KAPURA branch in KOT KAPURA, Punjab is IOBA0002247. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KOT KAPURA branch?

The branch is located at: SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204, Pincode: 151204, KOT KAPURA, Punjab.

What is the MICR Code for Indian Overseas Bank KOT KAPURA?

The MICR Code for electronic cheque clearing at Indian Overseas Bank KOT KAPURA is 151020152.

How can I contact Indian Overseas Bank KOT KAPURA branch?

You can contact the branch at: Phone: +911635223204. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002247?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002247' represent the specific KOT KAPURA branch code.