Indian Overseas Bank Pandey Layout Nagpur Branch IFSC Code: IOBA0002421
Branch Code: 002421 | NAGPUR, NAGPUR, Maharashtra
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Pandey Layout Nagpur branch in NAGPUR, Maharashtra is IOBA0002421. The MICR code for cheque clearance is 440020006.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PANDEY LAYOUT NAGPUR
- MICR Code
- City / District
- NAGPUR (NAGPUR)
- State
- Maharashtra
- Postal Pincode
- 440025
SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025, Pincode: 440025
How to Read IFSC Code: IOBA0002421
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002421)
Which bank does IFSC Code IOBA0002421 belong to?
IFSC Code IOBA0002421 belongs to Indian Overseas Bank for its PANDEY LAYOUT NAGPUR branch, located in NAGPUR, Maharashtra. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PANDEY LAYOUT NAGPUR branch?
The IFSC Code for Indian Overseas Bank PANDEY LAYOUT NAGPUR branch in NAGPUR, Maharashtra is IOBA0002421. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PANDEY LAYOUT NAGPUR branch?
The branch is located at: SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025, Pincode: 440025, NAGPUR, Maharashtra.
What is the MICR Code for Indian Overseas Bank PANDEY LAYOUT NAGPUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank PANDEY LAYOUT NAGPUR is 440020006.
How can I contact Indian Overseas Bank PANDEY LAYOUT NAGPUR branch?
You can contact the branch at: Phone: +917122282799. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002421?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002421' represent the specific PANDEY LAYOUT NAGPUR branch code.
Parent Directory Links
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