Indian Overseas Bank IFSC Code
KARNAPRAYAG Branch, KARNAPRAYAG, KARNAPRAYAG, UTTARAKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KARNAPRAYAG branch in KARNAPRAYAG, UTTARAKHAND is IOBA0002529. The MICR code for cheque clearance is 246020451.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KARNAPRAYAG
- MICR Code
- City / District
- KARNAPRAYAG (KARNAPRAYAG)
- State
- UTTARAKHAND
- Postal Pincode
- 246444
HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARANCHAL, Pincode: 246444
How to Read IFSC Code: IOBA0002529
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002529)
What is the IFSC Code for Indian Overseas Bank KARNAPRAYAG branch?
The IFSC Code for Indian Overseas Bank KARNAPRAYAG branch in KARNAPRAYAG, UTTARAKHAND is IOBA0002529. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KARNAPRAYAG branch?
The branch is located at: HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARANCHAL, Pincode: 246444, KARNAPRAYAG, UTTARAKHAND.
What is the MICR Code for Indian Overseas Bank KARNAPRAYAG?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KARNAPRAYAG is 246020451.
How can I contact Indian Overseas Bank KARNAPRAYAG branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002529?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002529' represent the specific KARNAPRAYAG branch code.
Parent Directory Links
Other Bank Branches in Pincode 246444
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.