IOBABranch Code: 002554

Indian Overseas Bank IFSC Code

PADUR Branch, KELAMBAKKAM, KELAMBAKKAM, Tamil Nadu

Primary IFSC Code

IOBA0002554

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, PADUR branch in KELAMBAKKAM, Tamil Nadu is IOBA0002554. The MICR code for cheque clearance is 600020191.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: PADUR
MICR Code: 600020191
City / District: KELAMBAKKAM (KELAMBAKKAM)
State: Tamil Nadu
Postal Pincode: 603103

Full Branch Address

HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103, Pincode: 603103

Contact Details

Phone: 27474090

How to Read IFSC Code: IOBA0002554

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002554Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002554)

What is the IFSC Code for Indian Overseas Bank PADUR branch?

The IFSC Code for Indian Overseas Bank PADUR branch in KELAMBAKKAM, Tamil Nadu is IOBA0002554. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank PADUR branch?

The branch is located at: HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103, Pincode: 603103, KELAMBAKKAM, Tamil Nadu.

What is the MICR Code for Indian Overseas Bank PADUR?

The MICR Code for electronic cheque clearing at Indian Overseas Bank PADUR is 600020191.

How can I contact Indian Overseas Bank PADUR branch?

You can contact the branch at: Phone: 27474090. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002554?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002554' represent the specific PADUR branch code.