IOBABranch Code: 002605

Indian Overseas Bank IFSC Code

SME VISAKAPATNAM KURMANNAPALEM Branch, VISAKHAPATNAM, VISAKHAPATNAM, ANDHRA PRADESH

Primary IFSC Code

IOBA0002605

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, SME VISAKAPATNAM KURMANNAPALEM branch in VISAKHAPATNAM, ANDHRA PRADESH is IOBA0002605. The MICR code for cheque clearance is 530020014.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: SME VISAKAPATNAM KURMANNAPALEM
MICR Code: 530020014
City / District: VISAKHAPATNAM (VISAKHAPATNAM)
State: ANDHRA PRADESH
Postal Pincode: 500046

Full Branch Address

D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046, Pincode: 500046

Contact Details

Phone: +914428584896

How to Read IFSC Code: IOBA0002605

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002605Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0002605)

What is the IFSC Code for Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM branch?

The IFSC Code for Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM branch in VISAKHAPATNAM, ANDHRA PRADESH is IOBA0002605. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM branch?

The branch is located at: D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046, Pincode: 500046, VISAKHAPATNAM, ANDHRA PRADESH.

What is the MICR Code for Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM?

The MICR Code for electronic cheque clearing at Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM is 530020014.

How can I contact Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002605?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002605' represent the specific SME VISAKAPATNAM KURMANNAPALEM branch code.