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IOBABranch Code: 002868

Indian Overseas Bank Kodumudi Branch IFSC Code: IOBA0002868

Branch Code: 002868 | ERODE, ERODE, Tamil Nadu

Primary IFSC Code
IOBA0002868
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kodumudi branch in ERODE, Tamil Nadu is IOBA0002868. The MICR code for cheque clearance is 638020046.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KODUMUDI
MICR Code
City / District
ERODE (ERODE)
Postal Pincode
638151
Full Branch Address

SRL KALYANAMANDAPAM BUILDINGS,OPP.NEW BUS STAND,KODUMUDI 638151, Pincode: 638151

Contact & Customer Care

How to Read IFSC Code: IOBA0002868

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002868Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0002868)

Which bank does IFSC Code IOBA0002868 belong to?

IFSC Code IOBA0002868 belongs to Indian Overseas Bank for its KODUMUDI branch, located in ERODE, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank KODUMUDI branch?

The IFSC Code for Indian Overseas Bank KODUMUDI branch in ERODE, Tamil Nadu is IOBA0002868. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KODUMUDI branch?

The branch is located at: SRL KALYANAMANDAPAM BUILDINGS,OPP.NEW BUS STAND,KODUMUDI 638151, Pincode: 638151, ERODE, Tamil Nadu.

What is the MICR Code for Indian Overseas Bank KODUMUDI?

The MICR Code for electronic cheque clearing at Indian Overseas Bank KODUMUDI is 638020046.

How can I contact Indian Overseas Bank KODUMUDI branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002868?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002868' represent the specific KODUMUDI branch code.

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