Indian Overseas Bank Kuzhithurai Branch IFSC Code: IOBA0002869
Branch Code: 002869 | VILAVANCODE, VILAVANCODE, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kuzhithurai branch in VILAVANCODE, Tamil Nadu is IOBA0002869. The MICR code for cheque clearance is 629020116.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KUZHITHURAI
- MICR Code
- City / District
- VILAVANCODE (VILAVANCODE)
- State
- Tamil Nadu
- Postal Pincode
- 629163
15BY78,F1ANDF2,ANNAI COMPLEX 1ST FLOOR,KUZHITHURAI,KANYAKUMARI 629163, Pincode: 629163
How to Read IFSC Code: IOBA0002869
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002869)
Which bank does IFSC Code IOBA0002869 belong to?
IFSC Code IOBA0002869 belongs to Indian Overseas Bank for its KUZHITHURAI branch, located in VILAVANCODE, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KUZHITHURAI branch?
The IFSC Code for Indian Overseas Bank KUZHITHURAI branch in VILAVANCODE, Tamil Nadu is IOBA0002869. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KUZHITHURAI branch?
The branch is located at: 15BY78,F1ANDF2,ANNAI COMPLEX 1ST FLOOR,KUZHITHURAI,KANYAKUMARI 629163, Pincode: 629163, VILAVANCODE, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank KUZHITHURAI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KUZHITHURAI is 629020116.
How can I contact Indian Overseas Bank KUZHITHURAI branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002869?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002869' represent the specific KUZHITHURAI branch code.
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