Indian Overseas Bank IFSC Code
SMESAHARANPURDELHI ROAD Branch, SAHARANPUR, SAHARANPUR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, SMESAHARANPURDELHI ROAD branch in SAHARANPUR, UTTAR PRADESH is IOBA0002981. The MICR code for cheque clearance is 247020007.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SMESAHARANPURDELHI ROAD
- MICR Code
- City / District
- SAHARANPUR (SAHARANPUR)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH
How to Read IFSC Code: IOBA0002981
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002981)
What is the IFSC Code for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch?
The IFSC Code for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch in SAHARANPUR, UTTAR PRADESH is IOBA0002981. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SMESAHARANPURDELHI ROAD branch?
The branch is located at: A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH, SAHARANPUR, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank SMESAHARANPURDELHI ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SMESAHARANPURDELHI ROAD is 247020007.
How can I contact Indian Overseas Bank SMESAHARANPURDELHI ROAD branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002981?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002981' represent the specific SMESAHARANPURDELHI ROAD branch code.
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