Indian Overseas Bank Kudghat Branch IFSC Code: IOBA0002986
Branch Code: 002986 | KOLKATA, KOLKATA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kudghat branch in KOLKATA, WEST BENGAL is IOBA0002986. The MICR code for cheque clearance is 700020087.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KUDGHAT
- MICR Code
- City / District
- KOLKATA (KOLKATA)
- State
- WEST BENGAL
- Postal Pincode
- 700040
SPRNIGDLE,1ST FLR,3,N N DUTTA ROAD,KOLKATA PIN 700040, Pincode: 700040
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: KOLKATA, WEST BENGAL
How to Read IFSC Code: IOBA0002986
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002986)
Which bank does IFSC Code IOBA0002986 belong to?
IFSC Code IOBA0002986 belongs to Indian Overseas Bank for its KUDGHAT branch, located in KOLKATA, WEST BENGAL. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KUDGHAT branch?
The IFSC Code for Indian Overseas Bank KUDGHAT branch in KOLKATA, WEST BENGAL is IOBA0002986. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KUDGHAT branch?
The branch is located at: SPRNIGDLE,1ST FLR,3,N N DUTTA ROAD,KOLKATA PIN 700040, Pincode: 700040, KOLKATA, WEST BENGAL.
What is the MICR Code for Indian Overseas Bank KUDGHAT?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KUDGHAT is 700020087.
How can I contact Indian Overseas Bank KUDGHAT branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002986?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002986' represent the specific KUDGHAT branch code.
Parent Directory Links
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