Indian Overseas Bank IFSC Code
BAHICHA Branch, BALURGHAT, BALURGHAT, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BAHICHA branch in BALURGHAT, WEST BENGAL is IOBA0003086.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BAHICHA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- BALURGHAT (BALURGHAT)
- State
- WEST BENGAL
- Postal Pincode
- 733158
VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158, Pincode: 733158
How to Read IFSC Code: IOBA0003086
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003086)
What is the IFSC Code for Indian Overseas Bank BAHICHA branch?
The IFSC Code for Indian Overseas Bank BAHICHA branch in BALURGHAT, WEST BENGAL is IOBA0003086. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BAHICHA branch?
The branch is located at: VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158, Pincode: 733158, BALURGHAT, WEST BENGAL.
How can I contact Indian Overseas Bank BAHICHA branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003086?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003086' represent the specific BAHICHA branch code.
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