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IOBABranch Code: 003112

Indian Overseas Bank Central Pendam Branch IFSC Code: IOBA0003112

Branch Code: 003112 | RUNGPO, RUNGPO, SIKKIM

Primary IFSC Code
IOBA0003112
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Central Pendam branch in RUNGPO, SIKKIM is IOBA0003112.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CENTRAL PENDAM
MICR Code
Not Assigned / Non-MICR
City / District
RUNGPO (RUNGPO)
State
SIKKIM
Postal Pincode
737132
Full Branch Address

VILL KARMITHANG,UPPER PENDAM P O,EAST SIKKIM DIST,SIKKIM STATE PIN 737132, Pincode: 737132

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in SIKKIM:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (21 days away).
Customer Support & Helplines24x7 Toll-Free

Indian Overseas Bank Official Emergency Contacts

Local Financial Pulse: RUNGPO, SIKKIM

Daily Benchmark Commodity Rates
24K Gold Rate₹1,37,576 / 10g

How to Read IFSC Code: IOBA0003112

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003112Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0003112)

Which bank does IFSC Code IOBA0003112 belong to?

IFSC Code IOBA0003112 belongs to Indian Overseas Bank for its CENTRAL PENDAM branch, located in RUNGPO, SIKKIM. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank CENTRAL PENDAM branch?

The IFSC Code for Indian Overseas Bank CENTRAL PENDAM branch in RUNGPO, SIKKIM is IOBA0003112. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank CENTRAL PENDAM branch?

The branch is located at: VILL KARMITHANG,UPPER PENDAM P O,EAST SIKKIM DIST,SIKKIM STATE PIN 737132, Pincode: 737132, RUNGPO, SIKKIM.

How can I contact Indian Overseas Bank CENTRAL PENDAM branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003112?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003112' represent the specific CENTRAL PENDAM branch code.