Indian Overseas Bank IFSC Code
PEDDAPADU Branch, CHIRAINKEEZHU, CHIRAINKEEZHU, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, PEDDAPADU branch in CHIRAINKEEZHU, KERALA is IOBA0003144.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PEDDAPADU
- MICR Code
- Not Assigned / Non-MICR
- City / District
- CHIRAINKEEZHU (CHIRAINKEEZHU)
- State
- KERALA
- Postal Pincode
- N/A
NO2 BY 105,MAIN STREET,PEDDAPADU KALLUR MANDAL,KURNOOL DISTIRCT
How to Read IFSC Code: IOBA0003144
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003144)
What is the IFSC Code for Indian Overseas Bank PEDDAPADU branch?
The IFSC Code for Indian Overseas Bank PEDDAPADU branch in CHIRAINKEEZHU, KERALA is IOBA0003144. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PEDDAPADU branch?
The branch is located at: NO2 BY 105,MAIN STREET,PEDDAPADU KALLUR MANDAL,KURNOOL DISTIRCT, CHIRAINKEEZHU, KERALA.
How can I contact Indian Overseas Bank PEDDAPADU branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003144?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003144' represent the specific PEDDAPADU branch code.
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