Indian Overseas Bank IFSC Code
SARAI Branch, HARIDWAR, HARIDWAR, UTTARAKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, SARAI branch in HARIDWAR, UTTARAKHAND is IOBA0003212. The MICR code for cheque clearance is 249020007.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SARAI
- MICR Code
- City / District
- HARIDWAR (HARIDWAR)
- State
- UTTARAKHAND
- Postal Pincode
- N/A
VILLAGE SARAI, DIST HARIDWAR, UTTARAKHAND, PIN CODE- 249 404
How to Read IFSC Code: IOBA0003212
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003212)
What is the IFSC Code for Indian Overseas Bank SARAI branch?
The IFSC Code for Indian Overseas Bank SARAI branch in HARIDWAR, UTTARAKHAND is IOBA0003212. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SARAI branch?
The branch is located at: VILLAGE SARAI, DIST HARIDWAR, UTTARAKHAND, PIN CODE- 249 404, HARIDWAR, UTTARAKHAND.
What is the MICR Code for Indian Overseas Bank SARAI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SARAI is 249020007.
How can I contact Indian Overseas Bank SARAI branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003212?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003212' represent the specific SARAI branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in HARIDWAR
View All →VILLAGE ATMALPUR, BOANAGLA, MAIN ROAD, NEAR PRIMARY SCHOOL NO - 1, POST OFFICE - BAHADRABAD
VILLAGE BAHADURPUR JAT, DIST HARIDWAR, UTTARAKHAND, PIN CODE- 249 404
NEAR SHANTI KUNJ, GATE NO 2, DEHRADUN RISHIKESH HIGHWAY, BHUPATWALA, HARIDWAR 249410
D-17, SHIVALIK NAGAR, PHASE 1, ELYSIUM GUEST HOUSE, BHEL, RANIPUR, HARIDWAR, PIN 249403
NEW MARKET GURUDWARA ROAD JWALAPUR 249407
CHOWK BAZARDAKSH MARG, KANKHAL CHOWK KANKHAL 249408 UTTARANCHAL
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