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IOBABranch Code: 003243

Indian Overseas Bank Chaura Khurd Branch IFSC Code: IOBA0003243

Branch Code: 003243 | PUNWARKA, PUNWARKA, UTTAR PRADESH

Primary IFSC Code
IOBA0003243
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Chaura Khurd branch in PUNWARKA, UTTAR PRADESH is IOBA0003243.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CHAURA KHURD
MICR Code
Not Assigned / Non-MICR
City / District
PUNWARKA (PUNWARKA)
Postal Pincode
247669
Full Branch Address

CHAUDA KHURD POST OFFICE PUWARKA TEHSIL SAHARANPUR 247669 SAHARANPUR U P, Pincode: 247669

Contact & Customer Care

How to Read IFSC Code: IOBA0003243

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003243Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0003243)

Which bank does IFSC Code IOBA0003243 belong to?

IFSC Code IOBA0003243 belongs to Indian Overseas Bank for its CHAURA KHURD branch, located in PUNWARKA, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank CHAURA KHURD branch?

The IFSC Code for Indian Overseas Bank CHAURA KHURD branch in PUNWARKA, UTTAR PRADESH is IOBA0003243. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank CHAURA KHURD branch?

The branch is located at: CHAUDA KHURD POST OFFICE PUWARKA TEHSIL SAHARANPUR 247669 SAHARANPUR U P, Pincode: 247669, PUNWARKA, UTTAR PRADESH.

How can I contact Indian Overseas Bank CHAURA KHURD branch?

You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003243?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003243' represent the specific CHAURA KHURD branch code.