Indian Overseas Bank Jol Branch IFSC Code: IOBA0003304
Branch Code: 003304 | ANAND, ANAND, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Jol branch in ANAND, Gujarat is IOBA0003304.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- JOL
- MICR Code
- Not Assigned / Non-MICR
- City / District
- ANAND (ANAND)
- State
- Gujarat
- Postal Pincode
- 388315
NO.22,RADHA SWAMY SOCIETY JOL ANAND,GUJARAT PIN 388315, Pincode: 388315
How to Read IFSC Code: IOBA0003304
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003304)
Which bank does IFSC Code IOBA0003304 belong to?
IFSC Code IOBA0003304 belongs to Indian Overseas Bank for its JOL branch, located in ANAND, Gujarat. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank JOL branch?
The IFSC Code for Indian Overseas Bank JOL branch in ANAND, Gujarat is IOBA0003304. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank JOL branch?
The branch is located at: NO.22,RADHA SWAMY SOCIETY JOL ANAND,GUJARAT PIN 388315, Pincode: 388315, ANAND, Gujarat.
How can I contact Indian Overseas Bank JOL branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003304?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003304' represent the specific JOL branch code.
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