Indian Overseas Bank IFSC Code
HAPUR Branch, GHAZIABAD, GHAZIABAD, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, HAPUR branch in GHAZIABAD, UTTAR PRADESH is IOBA0003311. The MICR code for cheque clearance is 245020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- HAPUR
- MICR Code
- City / District
- GHAZIABAD (GHAZIABAD)
- State
- UTTAR PRADESH
- Postal Pincode
- 245101
NKS VILLA GANDHI GANJ,GARH ROAD,DIST HAPUR,UTTAR PRADESH 245101, Pincode: 245101
How to Read IFSC Code: IOBA0003311
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003311)
What is the IFSC Code for Indian Overseas Bank HAPUR branch?
The IFSC Code for Indian Overseas Bank HAPUR branch in GHAZIABAD, UTTAR PRADESH is IOBA0003311. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank HAPUR branch?
The branch is located at: NKS VILLA GANDHI GANJ,GARH ROAD,DIST HAPUR,UTTAR PRADESH 245101, Pincode: 245101, GHAZIABAD, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank HAPUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank HAPUR is 245020002.
How can I contact Indian Overseas Bank HAPUR branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003311?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003311' represent the specific HAPUR branch code.
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