Indian Overseas Bank Kalapada Branch IFSC Code: IOBA0003512
Branch Code: 003512 | BENTKAR, BENTKAR, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kalapada branch in BENTKAR, ODISHA is IOBA0003512.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KALAPADA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- BENTKAR (BENTKAR)
- State
- ODISHA
- Postal Pincode
- 754112
4133,FIRST FLOOR,KALAPADA,VIA BENTAKAR,CUTTACK DIST,ODISHA - 754112, Pincode: 754112
How to Read IFSC Code: IOBA0003512
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003512)
Which bank does IFSC Code IOBA0003512 belong to?
IFSC Code IOBA0003512 belongs to Indian Overseas Bank for its KALAPADA branch, located in BENTKAR, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KALAPADA branch?
The IFSC Code for Indian Overseas Bank KALAPADA branch in BENTKAR, ODISHA is IOBA0003512. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KALAPADA branch?
The branch is located at: 4133,FIRST FLOOR,KALAPADA,VIA BENTAKAR,CUTTACK DIST,ODISHA - 754112, Pincode: 754112, BENTKAR, ODISHA.
How can I contact Indian Overseas Bank KALAPADA branch?
You can contact the branch at: Phone: +916742545135. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003512?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003512' represent the specific KALAPADA branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in BENTKAR
View All →Other Bank Branches in Pincode 754112
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.