Indian Overseas Bank Ghodapada Branch IFSC Code: IOBA0003515
Branch Code: 003515 | BALASORE, BALASORE, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ghodapada branch in BALASORE, ODISHA is IOBA0003515.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- GHODAPADA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- BALASORE (BALASORE)
- State
- ODISHA
- Postal Pincode
- 756003
873,1270,IST FLOOR, AT GHODAPADA,VIA MOTIGANJ,PS BALASORE SADAR,DIST BALASORE,ODISHA 756003, Pincode: 756003
How to Read IFSC Code: IOBA0003515
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003515)
Which bank does IFSC Code IOBA0003515 belong to?
IFSC Code IOBA0003515 belongs to Indian Overseas Bank for its GHODAPADA branch, located in BALASORE, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank GHODAPADA branch?
The IFSC Code for Indian Overseas Bank GHODAPADA branch in BALASORE, ODISHA is IOBA0003515. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank GHODAPADA branch?
The branch is located at: 873,1270,IST FLOOR, AT GHODAPADA,VIA MOTIGANJ,PS BALASORE SADAR,DIST BALASORE,ODISHA 756003, Pincode: 756003, BALASORE, ODISHA.
How can I contact Indian Overseas Bank GHODAPADA branch?
You can contact the branch at: Phone: +916742545135. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003515?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003515' represent the specific GHODAPADA branch code.
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