IOBABranch Code: 003609

Indian Overseas Bank Mithravayal Branch IFSC Code: IOBA0003609

Branch Code: 003609 | KARAIKUDI, KARAIKUDI, Tamil Nadu

Primary IFSC Code

IOBA0003609

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Mithravayal branch in KARAIKUDI, Tamil Nadu is IOBA0003609.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: MITHRAVAYAL
MICR Code: Not Assigned / Non-MICR
City / District: KARAIKUDI (KARAIKUDI)
State: Tamil Nadu
Postal Pincode: 630108

Full Branch Address

3 BY 64,MITHRAVAYAL,PUDUVAYAL VIA,SIVAGANGA 630108, Pincode: 630108

Contact & Customer Care

Phone: +914565225061

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How to Read IFSC Code: IOBA0003609

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003609Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0003609)

Which bank does IFSC Code IOBA0003609 belong to?

IFSC Code IOBA0003609 belongs to Indian Overseas Bank for its MITHRAVAYAL branch, located in KARAIKUDI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank MITHRAVAYAL branch?

The IFSC Code for Indian Overseas Bank MITHRAVAYAL branch in KARAIKUDI, Tamil Nadu is IOBA0003609. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank MITHRAVAYAL branch?

The branch is located at: 3 BY 64,MITHRAVAYAL,PUDUVAYAL VIA,SIVAGANGA 630108, Pincode: 630108, KARAIKUDI, Tamil Nadu.

How can I contact Indian Overseas Bank MITHRAVAYAL branch?

You can contact the branch at: Phone: +914565225061. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003609?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003609' represent the specific MITHRAVAYAL branch code.