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IOBABranch Code: 003645

Indian Overseas Bank Paila Branch IFSC Code: IOBA0003645

Branch Code: 003645 | KHERI, KHERI, UTTAR PRADESH

Primary IFSC Code
IOBA0003645
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Paila branch in KHERI, UTTAR PRADESH is IOBA0003645.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PAILA
MICR Code
Not Assigned / Non-MICR
City / District
KHERI (KHERI)
Postal Pincode
261501
Full Branch Address

758 3,VILLAGE POST BEHZAM KASTA ROAD,LAKHIMPUR,KHERI 261501, Pincode: 261501

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in UTTAR PRADESH:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Indian Overseas Bank Official Emergency Contacts

Local Financial Pulse: KHERI, UTTAR PRADESH

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: IOBA0003645

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003645Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0003645)

Which bank does IFSC Code IOBA0003645 belong to?

IFSC Code IOBA0003645 belongs to Indian Overseas Bank for its PAILA branch, located in KHERI, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank PAILA branch?

The IFSC Code for Indian Overseas Bank PAILA branch in KHERI, UTTAR PRADESH is IOBA0003645. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank PAILA branch?

The branch is located at: 758 3,VILLAGE POST BEHZAM KASTA ROAD,LAKHIMPUR,KHERI 261501, Pincode: 261501, KHERI, UTTAR PRADESH.

How can I contact Indian Overseas Bank PAILA branch?

You can contact the branch at: Phone: +915222287161. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003645?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003645' represent the specific PAILA branch code.