IOBABranch Code: 003779

Indian Overseas Bank IFSC Code

GAMHARIYA BRANCH Branch, JASHPUR NAGAR, JASHPUR NAGAR, CHHATTISGARH

Primary IFSC Code

IOBA0003779

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, GAMHARIYA BRANCH branch in JASHPUR NAGAR, CHHATTISGARH is IOBA0003779. The MICR code for cheque clearance is 496020051.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: GAMHARIYA BRANCH
MICR Code: 496020051
City / District: JASHPUR NAGAR (JASHPUR NAGAR)
State: CHHATTISGARH
Postal Pincode: 496331

Full Branch Address

PLOT NO 628 16, NH 43 RAIGARH ROAD,VILL GAMHARIYA, DIST JASHPUR 496331, Pincode: 496331

Contact Details

Phone: +9177633980606

How to Read IFSC Code: IOBA0003779

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003779Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003779)

What is the IFSC Code for Indian Overseas Bank GAMHARIYA BRANCH branch?

The IFSC Code for Indian Overseas Bank GAMHARIYA BRANCH branch in JASHPUR NAGAR, CHHATTISGARH is IOBA0003779. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank GAMHARIYA BRANCH branch?

The branch is located at: PLOT NO 628 16, NH 43 RAIGARH ROAD,VILL GAMHARIYA, DIST JASHPUR 496331, Pincode: 496331, JASHPUR NAGAR, CHHATTISGARH.

What is the MICR Code for Indian Overseas Bank GAMHARIYA BRANCH?

The MICR Code for electronic cheque clearing at Indian Overseas Bank GAMHARIYA BRANCH is 496020051.

How can I contact Indian Overseas Bank GAMHARIYA BRANCH branch?

You can contact the branch at: Phone: +9177633980606. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003779?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003779' represent the specific GAMHARIYA BRANCH branch code.